Thursday, April 9, 2009

Leave it at that.

I gotta tell ya, it's been a hell of a 48 hours.

To top it all off, I sit here saggy lipped after my root canal, which I felt actually really thrilled to be getting if it would indeed stop the pain. But, there was one thing I forgot in all of this physical pain and that was the forthcoming pain to my pocket book. Let me outline some costs for you.

Actually, I'll start by saying that I have great insurance. It allows up to $1500 in dental work a year AND covers x-rays, which is huge. I am very thankful for it. That being said, I have a $200 deductible to fulfill at the beginning of the year then must pay 20% after that for each appointment. Prior to my visit today I think this year, since January, I think I've spent about $600 out of pocket. I also have spent $800 out of the allotted $1500 leaving me with about $700 to go. This was all well and good until I needed a root canal because today's root canal cost $1100. Fortunately, I have my wonderful insurance which I am thankful for that covered the $700 remaining dollars I had and I paid $400 out of pocket. I of course don't have $400, but I will figure out how to pay it.

Here's the kicker. A root canal is never just a root canal. It is also a post and a crown. When I was reminded of this today, I scurried over back to my dentists office to setup and appointment for this and figure out what my future costs would be now that I'm all outta insurance. Well, here it is: $1400

I mean, seriously? $1400? I expressed my shock and the girl looked at me knowingly with only the response "Dental work is expensive." I didn't respond but I wanted to tell her that is one thing she didn't have to tell me. I already know. But for goodness sake, can a guy get a break?

So, although this is a beautiful day and despite my recent frustrations in life that I had managed to feel better than because of the sun and the elongated weekend, I feel frustrated. These things work out. Don't I know it. But frankly, it's not fair.

I will leave it at that.

1 comment:

RobinAgne said...

i'm glad you got to have the root canal done earlier than you expected. The rest sounds super unfortunate tho... Money blows.